Pension Transfer Advice
Audley provides clients with an extensive independent review and advises on deferred company and private pensions.
Pension Transfer Advice
Independent advice on what you can do with your pension. You’ve carefully considered and structured your retirement plans, however, things change. Your pension is a large pot of money, it’s yours, you’ve worked hard for it – so why not allow us to help review your options to ensure the correct outcome for your circumstances is achieved.
- Final Salary Defined Benefit
- Occupational Money Purchase
- Personal Pensions
- Section 32’s and Deferred Annuities
- Flexi Access Drawdown
Pension Transfers.
An exercise in retirement planning.
Retirement planning is an exercise in thinking about the future, your objectives and all the different elements of a strategy to achieve them. Nevertheless, there are some fantastic tax advantages to pensions that ensure they remain a key component in most retirement plans, in conjunction with several other elements.
You may already have one or more pensions, be wondering how to get started, or wondering how best to use your accumulated funds. We can help with all of this and more.
Starting work is often the trigger to begin contributing to your pension but every time you change job you may be faced with a decision – leave the pension where it is, or move it to the new employer scheme. If it is a final salary scheme and you are moving to a money purchase scheme you could be giving up benefits in return for a cash value to be invested in the new scheme but what is a fair value for those benefits? Even if they are both money purchase schemes you need to consider the different levels of charges, features and investment options in each. This is a complicated area, which is why people often do nothing, collecting a range of different company pensions over the years, many of which they have lost track of or never monitor.
For self-employed clients, it is even more important to regularly review pension arrangements. There is no occupational pension scheme to fall back on and it is easy to get so involved in your business that you do not really take the time to manage your own finances effectively. There may well be serious financial planning and tax-saving opportunities that you are missing out on. Let us take a look at your existing arrangements to spot the opportunities and bring everything into line with your financial objectives.
We cover all aspects of retirement planning so whether you need to make a financial plan, review existing pension arrangements, set up a personal pension scheme, or assess pension requirements for your employees, we can offer comprehensive advice. All of our Advisers hold the relevant qualifications to advise on any type of pension transfer.
Download your FREE guide to Pension Transfers!
Our free guide provides a wealth of knowledge to help you evaluate the right choice for your Pension Transfer.
Pension Transfer Guide
* Kindly note your information will be used to send a copy of the Pension Transfer Guide. We will never sell your information to any third parties. You can, of course, unsubscribe at any time. This document/email is for information purposes only. Please contact us if you require financial advice. Past performance is no guarantee of future returns. Valuable safeguarded benefits will be lost upon the transfer of scheme benefits. By switching to a new pension arrangement there is no guarantee it will perform better than the existing pension.
DOWNLOAD YOUR FREE GUIDE TO FINAL SALARY PENSIONS!
- Reasons why transferring might NOT be right for you.
- Common reasons for transferring.
- The pension review process.
- Previous client’s stories.
Financial Focus.
Video guides to pension transfers.
How Final Salary Pensions Work
Our Pension Transfer Process
Flexi-access Drawdown
Sustainability
Why people transfer their pension
Focusing on what matters
Testimonials
We offer a number of services to our Clients. Our most popular services include:
Pension Transfer Advice
Protection
Investments
Employee Benefits
Retirement Planning
We have collected some of our Client’s stories and experiences to show how we have helped them achieve their goals.
Ready to speak to an Audley adviser?
Send us your contact number and we will call you straight back.
What were the circumstances that caused you to look for an adviser?
Pension transfer
How did Alun Webster help you?
Relevant information and expert advice.
What is your current situation? Have you seen the outcome you were hoping for?
It has only been a few months but all is on tract.
What could they have done better?
No, can't praise high enough. Time was made to speak for whatever reason. Always kept in touch by phone and email. Highly recommended.